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Tax deduction saving for out-of-pocket expenses
From the first dollar, what you pay in medical expenses before the plan pays can be like a tax deduction using deposits to a Health Savings Account (HSA).Copays for doctor visits and prescriptions
If the HSA tax deduction is not important, plans with copays may be preferred. Tax law does not allow an HSA if your plan has copays (except for preventive).'Catastrophic' comprehensive or Hospital only coverage
The lowest premiums possible, with or without tax deductibility for out-of-pocket expenses.
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