[For individuals, an important periodic checkup is to compare the cost of their health insurance with what is available on the market. Some health insurance plans will still be at market value, but others may have gone up more than what is currently being sold. Whether or not that is so depends on the practices of the particular health insurance company. - ed.]
Checkup on Health Insurance Choices
Today, there are more types of health insurance, and more choices, than ever before. The information presented here will help you choose a plan that is right for you. You may be buying health insurance for the first time, or you may already have health insurance but want to consider changing plans. Married or single, children or no children, this information will help you to find out how to choose a health insurance plan that best meets your needs and your pocketbook. Definitions of the health insurance terms used are included in the section called Understanding Health Insurance Terms.
Contents
Thinking About Health Insurance Choices - Health Insurance
Why Do You Need Health Insurance? - Health Insurance
Where Do People Get Health Insurance Coverage? - Health Insurance
Group Health Insurance - Health Insurance
Individual Health Insurance - Health Insurance
What Are Your Choices? - Health Insurance
Which Type Is Right for You? - Health Insurance
Managed Care: A Way to Control Costs - Health Insurance
Types of Insurance - Health Insurance
Fee-for-Service - Health Insurance
What Is a "Customary" Fee? - Health Insurance
Questions to Ask About Fee-for-Service Insurance - Health Insurance
Health Maintenance Organizations (HMOs) - Health Insurance
Questions to Ask About a Health Insurance HMO - Health Insurance
Preferred Provider Organizations (PPOs) - Health Insurance
Questions to Ask About a Health Insurance PPO - Health Insurance
Health Insurance Checklist: What's Most Important to You? - Health Insurance
Health Insurance Worksheet: What Is Your Best Buy? - Health Insurance
Other Types of Insurance - Health Insurance
Health Insurance Medicare - Health Insurance
Health Insurance Medicaid - Health Insurance
Disability Insurance - Health Insurance
Hospital Indemnity Health Insurance - Health Insurance
Long-Term Care Insurance - Health Insurance
A Final Word - Health Insurance
Understanding Health Insurance Terms - Health Insurance
Next - Health Insurance CoverageHealth Insurance Quotes
[Long-term care insurance is not health insurance but pays for custodial care which may be nursing home or at-home care. Disability insurance is not health insurance but pays so much per month or other periodic payment when one is disabled. Medicare and medicaid are welfare programs rather than health insurance. Hospital indemnity health insurance is not popular because very large expenses can occur outside inpatient hospitalization. - ed.]